Have you got a liability policy or indemnity policy in place but the limits are too low? In certain trades or industries the risks you are exposed to may exceed the standard limits on your current insurance policy. That’s where excess layer liability comes in.
The Excess Layer Policy can be arranged in order to provide the extra level of indemnity required. A claim which is in excess of the limit under the base policy will be met by the additional policy. Alternatively, it may be a cost effective way of obtaining higher limits of indemnity without using the full capacity of the existing Insurer.
Excess Layer Liability can be used for Public / Products Liability, Employers Liability and/or Professional Indemnity covers.
If you require Excess Layer Liability insurance , then talk to us about your requirements. We will work with you to determine what your potential exposure to risk is and therefore what limit of indemnity you require.