A bespoke policy designed for any type of empty residential or commercial property.
If you own or have just purchased an empty property, a standard property insurance will not provide adequate cover as most include a 30 day unoccupancy clause. This means that you will need to seek a specialist Unoccupied Property Insurance policy.
This is where we can help…..our policies cater for every type of scenario including properties awaiting let, planning permission or renovation, probate and properties awaiting sale.
Traditionally cover for empty property insurance has been limited to Fire, Lightening, Explosion, Aircraft and Property Owners Liability. If you are on a tight budget this could be the best option. However it is now possible to obtain full insurance cover which can include subsidence and terrorism. If you have a specific bank or lender requirement or simply want the widest cover available we can help.
Quotes can be obtained the same working day for most scenarios; more complex quotes can take up to 48 hours.
We are happy to supply schedules and policy wordings directly to lenders which can help speed up the purchase or sale process.
If you require unoccupied property owners insurance call us for a friendly no-obligation quotation and discussion on 01489 579808 today or contact us via our webform now.
If your property is occupied, find out about our commercial property owners or residential property owners policies.