Posts by greenfieldinsurance
7 Things Every Business Owner Should Check Before Renewing Their Insurance
7 Things Every Business Owner Should Check Before Renewing Their Business Insurance Most business insurance renewal conversations start with the same question: “Has the premium gone up compared to last year?” While price is important, it’s only one part of the picture. After more than 30 years reviewing business insurance programmes for companies of all…
Read MoreMany landlords assume that Loss of Rent Cover and Rent Guarantee Insurance are the same thing.
Loss of Rent Cover vs Rent Guarantee Insurance: What’s the Difference for Landlords? In reality, they protect against completely different risks. Loss of Rent Cover pays when an insured event, such as fire, flood or escape of water, damages your property and makes it uninhabitable. Rent Guarantee Insurance pays when your tenant stops paying rent,…
Read MoreDay One Uplift vs Index Linking: What Every Blocks of Flats Insurance Buyer Needs to Know
Day One Uplift vs Index Linking: What Every Blocks of Flats Insurance Buyer Needs to Know Quick summary: Day One Uplift and Index Linking are the two main ways a buildings insurance policy protects a block of flats against rising rebuild costs. Day One Uplift adds an agreed percentage buffer to the sum insured at…
Read MoreLeasing Your Property to Serco, Mears or Clearsprings: A Landlord’s Guide to Asylum Accommodation Schemes in the UK
Leasing Your Property to Serco, Mears or Clearsprings: A Landlord’s Guide to Asylum Accommodation Schemes in the UK If you are a landlord considering leasing your property to a Home Office accommodation provider such as Serco, Mears Group, or Clearsprings Ready Homes, it is important to understand how these schemes work, what the financial opportunities…
Read MoreIs Your Business Insurance Fit for Purpose in 2026?
Is Your Business Insurance Fit for Purpose in 2026? Many UK businesses still carry insurance designed for risks that no longer match 2026 realities. Rising rebuild costs, changing legislation and new cyber threats mean outdated cover can leave costly gaps. This quick business insurance review shows how to check if your policy truly protects you…
Read MoreThe Renters’ Rights Bill: A Comprehensive Guide for Landlords and Managing Agents (UK)
The Renters’ Rights Bill: A Comprehensive Guide for Landlords and Managing Agents The Renters’ Rights Bill represents one of the most significant reforms to the private rented sector in England in recent years. Designed to strengthen tenant protections and improve housing standards, it introduces wide-ranging changes that directly affect how landlords and managing agents operate.…
Read MoreResidential property owners insurance: an introduction
Residential property owners insurance: an introduction If you own a residential property that you rent out to tenants, you’ll need residential property owners’ insurance, or landlord insurance. Without adequate protection in place, you may find that you don’t have the level of cover that you thought you did in the event you need to make…
Read MoreRestaurant and Takeaway Insurance: The Complete Guide for Restaurants, Pubs, Cafés, and Catering Businesses
Restaurant and Takeaway Insurance: The Complete Guide for Restaurants, Pubs, Cafés, and Catering Businesses This guide breaks down the key sections of a typical Restaurant and Takeaway Insurance policy and provides expert tips to ensure your business is fully protected. “Just because nobody complains doesn’t mean parachutes are perfect” – Benny Hill. The same principle…
Read MoreTerrorism Cover for Property Owners & Blocks of Flats: Do You Really Need It?
Terrorism Cover for Property Owners & Blocks of Flats: Do You Really Need It? Understanding terrorism cover for property owners and blocks of flats is essential if you want to ensure your building and rental income are fully protected. If you own a rental property or manage a block of flats, you likely have buildings…
Read MoreSafeguarding Your Board in 2026: Why Directors & Officers (D&O) Insurance Is Non Negotiable
The risks facing company directors in 2026 have shifted dramatically. Tougher regulations, rising shareholder claims, and increased scrutiny of board decisions mean directors are more exposed than ever. Directors & Officers (D&O) insurance has become an essential layer of protection for UK businesses, ensuring leaders can make confident decisions without fear of personal liability. What…
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