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Garage Insurance Renewal: 10 Common Mistakes That Could Leave Your Workshop Underinsured
Garage Insurance Renewal: 10 Common Mistakes That Could Leave Your Workshop Underinsured For many garage owners, insurance renewal is something that sits at the bottom of the to-do list. The renewal premium arrives, the price is checked and, if it looks reasonable, the policy is renewed for another year. After nearly 30 years arranging insurance…
Read MoreMotor Trade Insurance Renewal: 10 Costly Mistakes Motor Dealers Make and How to Avoid Them
Motor Trade Insurance Renewal: 10 Costly Mistakes Motor Dealers Make and How to Avoid Them For many motor dealers, insurance renewal arrives with a familiar question: “Do I simply accept the renewal, or should I review the market?” After nearly 30 years arranging insurance for car dealers, independent traders, prestige vehicle specialists and motor…
Read MoreEngineers Business Insurance: A Complete Guide
Engineers Business Insurance: A Complete Guide Running an engineering business can involve a lot more risk than you might initially think. You may have expensive machinery and equipment, employees working with tools and machinery, engineers working at customers’ premises and products or components being supplied to other businesses. You may also be responsible for designs,…
Read More7 Things Every Business Owner Should Check Before Renewing Their Insurance
7 Things Every Business Owner Should Check Before Renewing Their Business Insurance Most business insurance renewal conversations start with the same question: “Has the premium gone up compared to last year?” While price is important, it’s only one part of the picture. After more than 30 years reviewing business insurance programmes for companies of all…
Read MoreMany landlords assume that Loss of Rent Cover and Rent Guarantee Insurance are the same thing.
Loss of Rent Cover vs Rent Guarantee Insurance: What’s the Difference for Landlords? In reality, they protect against completely different risks. Loss of Rent Cover pays when an insured event, such as fire, flood or escape of water, damages your property and makes it uninhabitable. Rent Guarantee Insurance pays when your tenant stops paying rent,…
Read MoreDay One Uplift vs Index Linking: What Every Blocks of Flats Insurance Buyer Needs to Know
Day One Uplift vs Index Linking: What Every Blocks of Flats Insurance Buyer Needs to Know Quick summary: Day One Uplift and Index Linking are the two main ways a buildings insurance policy protects a block of flats against rising rebuild costs. Day One Uplift adds an agreed percentage buffer to the sum insured at…
Read MoreCommercial Flood Insurance Options in London
Commercial Flood Insurance Options in London Flooding can be an unpredictable and costly event, especially for businesses in London. As a city that sits on the banks of the River Thames, London has a rich history of both prosperity and challenges posed by water. If you’re a business owner and looking for commercial flood insurance…
Read MoreLeasing Your Property to Serco, Mears or Clearsprings: A Landlord’s Guide to Asylum Accommodation Schemes in the UK
Leasing Your Property to Serco, Mears or Clearsprings: A Landlord’s Guide to Asylum Accommodation Schemes in the UK If you are a landlord considering leasing your property to a Home Office accommodation provider such as Serco, Mears Group, or Clearsprings Ready Homes, it is important to understand how these schemes work, what the financial opportunities…
Read MoreA Guide to Holiday Let Insurance, Including Airbnb
If you run a holiday let in the UK, including properties listed with Airbnb, you’re no longer just a homeowner; you’re operating a small hospitality business. This matters more than most people realise, particularly when it comes to insurance. Assuming that your existing cover “should be fine” can be a problem, especially if you discover…
Read MoreIs Your Business Insurance Fit for Purpose in 2026?
Is Your Business Insurance Fit for Purpose in 2026? Many UK businesses still carry insurance designed for risks that no longer match 2026 realities. Rising rebuild costs, changing legislation and new cyber threats mean outdated cover can leave costly gaps. This quick business insurance review shows how to check if your policy truly protects you…
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